I get calls from people all the time like this one: “I was injured at work, and I am getting comp, but it’s not enough to pay the bills. Can I sue for more”?
But I need more info. So I start asking questions back. As I listen to how the accident happened, I am trying to see if anyone other than the employer or co-employees was partially at fault. Was some third-party, such as an outside contractor, partially responsible? If not, at least a little bit, then we can’t sue anyone. That’s because the employer and co-workers can’t be sued, even though they were at fault, as long as the injured employee got comp. This is known in colloquial legalese as “the workers’ comp bar”.
Just to make sure we can’t sue anyone, after I have all the facts, I usually ask the caller, “can you think of anyone who was at fault for this accident other than your employer or your co-workers”? If the answer is “no”, then chances are the guy is stuck with just his comp, which sucks, because that pays, at most, 2/3 of his pay. If you are a member of the working class, and you are just barely getting by on full pay, imagine trying to pay those same bills on 2/3 pay. A lawsuit, on the other hand, could result in full payment of lost wages, plus pain and suffering compensation.