Hello blog readers! Today I’m blogging about car insurance. As a Syracuse and Central New York personal injury lawyer, this is something I know a lot about, and which I think many people need to learn more about.
Let’s start with the obvious: Car insurance provides financial protection against accidents that might arise while driving your vehicle. Less obvious: It also protects you and your family when you are pedestrians or in other people’s vehicles, but I’ll get to that later.
In New York, auto liability insurance is legally required. Specifically, you must have at least $25,000 to cover a victim of your negligent driving, and $50,000 coverage total if there is more than one victim. Further, New York auto insurance polices feature a minimum of $50,000 in “no-fault” coverage, which pays medical bills and lost income for those occupants of your vehicle who were injured (including yourself), and for any pedestrian you injured.