I know I have blogged about this topic before, but after several years of blogging, you can’t help but repeat yourself sometimes. Still, every time I discuss some aspect of New York personal injury law, I tackle it from a slightly different angle. So here goes.
When will your New York personal injury lawyer try to settle your case? Well, if he knows what he is doing, not until it is “ripe”. When is it “ripe”? It depends. But the most important factor is whether your injuries are still receiving active treatment aimed at healing you. If that is so, then you have not reached “maximum medical improvement”, also called “MMI”. Your case is not “ripe”.
We personal injury lawyers don’t want to settle before you have reached MMI because as long as there is still some hope of your injury improving, the insurance adjuster will argue that you can still get better, and so she won’t pay the full value of your likely future pain and suffering, lost income, medical treatment, etc. But if we wait until your doctor has documented MMI, then we can claim all the future pain and suffering and other damages, since reaching MMI means that any symptoms you still have are there for good.